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Restructured monthly payment plan, helping you to become debt free again



Instalment Busters empathise with the stress and sleepless nights caused by high monthly instalments to repay debt. We understand it might sometimes feel like an impossible task to make all your payments on time, especially in light of all the price hikes causing everything to become more expensive – from electricity and petrol, through to food, clothes and even medical care.

We can reduce your monthly instalments, ensuring that you have enough money left to pay for all your living expenses. Everything is done in terms of the National Credit Act, which was implemented to help you, the consumer, to live your life.

You saved my life
Instalment Busters client 2015


HELP US TO HELP YOU – COMPLETE THE FORM BELOW

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LEARN ABOUT THE PROCESS

 

DO I NEED
DEBT COUNSELLING?

When your monthly expenses amount to more than your income and you can’t meet your financial obligations, you are over-indebted.

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WHEN DO I START EXPERIENCING
FINANCIAL RELIEF?

Immediatedly. A provisional repayment plan is structured for you within the first five days, after consulting with Instalment Busters.

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Debt
Counselling
Process

A detailed step-by-step description of the Debt Counselling process you will follow to become debt free.

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ABOUT
INSTALMENT BUSTERS

Instalment Busters is an assembly of highly trained, expert Debt Counsellors and attorneys that strive to assist you in becoming debt free.

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WHY
INSTALMENT BUSTERS

Instalment Busters can help you become debt free in a responsible manner while avoiding legal action against you.

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BENEFITS OF DEBT REVIEW

  • Pay only one affordable monthly instalment
  • Have sufficient funds for living expenses
  • Instalment amounts are reduced
  • Repayment periods get extended
  • Credit Providers communicate with us, not you
  • The NCA protects you from being blacklisted
  • Protection by law

FREQUENTLY ASKED QUESTIONS

How are lower payments obtained?

In terms of the National Credit Act, registered Debt Counsellors are allowed to lower clients’ monthly payments by extending repayment periods, and in some cases by lowering current interest rates.

Will my employer be aware that I am under Debt Review?

No. Clients are never contacted at work, unless we are instructed to do so.

ONLINE DEBT CALCULATOR

Use our debt calculator to find out whether you are over-indebted and by how much your instalments can be reduced by Instalment Busters.

Debt Counselling Process

 

Step 1

Complete an application form and provide Instalment Busters with the details of all your Credit Providers. (Consultations are done telephonically and by e-mail, so you do not have to consult with us in person.)